Dear Annie: How can I cut back on (or eliminate) gifts without offending anyone?

DEAR ANNIE: I have always been a giver and enjoy making people happy. I remember everyone’s birthdays with cards and gifts. My Christmas list seems to grow longer every year. Most of the recipients are out of town, which means expensive mailing postage. I live in constant credit card debt. How can I cut back on or eliminate gifts altogether without offending anyone? Do I send a “notice” at the beginning of the year as a heads-up so they won’t send me anything throughout the year? Please help me. — Broke Not Cheap

DEAR BROKE: The point of a gift is to let someone know you were thinking of them. Toward that end, a thoughtfully written card is just as good — and often even better — than a material present.


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