Average rate on a 30-year mortgage falls again, dips to lowest level since early October

September 18, 2025

By ALEX VEIGA, AP Business Writer

The average rate on a 30-year U.S. mortgage fell again this week, echoing a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve’s first rate cut this year.

The rate eased to 6.26% from 6.35% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.09%.

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also fell. The average rate slipped to 5.41% from 5.5% last week. A year ago, it was 5.15%, Freddie Mac said.

Mortgage rates are influenced by several factors, from the Federal Reserve’s interest rate policy decisions to bond market investors’ expectations for the economy and inflation.

The average rate on a 30-year mortgage has been mostly declining since late July amid expectations that Fed would cut rates for the first time since last year.

As expected, the central bank delivered a quarter-point cut Wednesday and projected it would lower its benchmark rate twice more this year, reflecting growing concern over the U.S. job market.

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https://www.courant.com/2025/09/18/mortgage-rates-sept-18/

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30-year mortgage falls again, dips to lowest lebel since early october [276] => average rate on a 30-year mortgage falls again, dips to lowest legel since early october [277] => average rate on a 30-year mortgage falls again, dips to lowest lefel since early october [278] => average rate on a 30-year mortgage falls again, dips to lowest levwl since early october [279] => average rate on a 30-year mortgage falls again, dips to lowest levsl since early october [280] => average rate on a 30-year mortgage falls again, dips to lowest levdl since early october [281] => average rate on a 30-year mortgage falls again, dips to lowest levrl since early october [282] => average rate on a 30-year mortgage falls again, dips to lowest lev4l since early october [283] => average rate on a 30-year mortgage falls again, dips to lowest lev3l since early october [284] => average rate on a 30-year mortgage falls again, dips to lowest levek since early october [285] => average rate on a 30-year mortgage falls again, dips to lowest levep since early october [286] => average rate on a 30-year mortgage falls again, dips to lowest leveo since early october [287] => average rate on a 30-year mortgage falls again, dips to lowest level aince early october [288] => average rate on a 30-year mortgage falls again, dips to lowest level zince early october [289] => average rate on a 30-year mortgage falls again, dips to lowest level xince early october [290] => average rate on a 30-year mortgage falls again, dips to lowest level dince early october [291] => average rate on a 30-year mortgage falls again, dips to lowest level eince early october [292] => average rate on a 30-year mortgage falls again, dips to lowest level wince early october [293] => average rate on a 30-year mortgage falls again, dips to lowest level sunce early october [294] => average rate on a 30-year mortgage falls again, dips to lowest level sjnce early october [295] => average rate on a 30-year mortgage falls again, dips to lowest level sknce early october [296] => average rate on a 30-year mortgage falls again, dips to lowest level sonce early october [297] => average rate on a 30-year mortgage falls again, dips to lowest level s9nce early october [298] => average rate on a 30-year mortgage falls again, dips to lowest level s8nce early october [299] => average rate on a 30-year mortgage falls again, dips to lowest level sibce early october [300] => average rate on a 30-year mortgage falls again, dips to lowest level simce early october [301] => average rate on a 30-year mortgage falls again, dips to lowest level sijce early october [302] => average rate on a 30-year mortgage falls again, dips to lowest level sihce early october [303] => average rate on a 30-year mortgage falls again, dips to lowest level sinxe early october [304] => average rate on a 30-year mortgage falls again, dips to lowest level sinve early october [305] => average rate on a 30-year mortgage falls again, dips to lowest level sinfe early october [306] => average rate on a 30-year mortgage falls again, dips to lowest level sinde early october [307] => average rate on a 30-year mortgage falls again, dips to lowest level sincw early october [308] => average rate on a 30-year mortgage falls again, dips to lowest level sincs early october [309] => average rate on a 30-year mortgage falls again, dips to lowest level sincd early october [310] => average rate on a 30-year mortgage falls again, dips to lowest level sincr early october [311] => average rate on a 30-year mortgage falls again, dips to lowest level sinc4 early october [312] => average rate on a 30-year mortgage falls again, dips to lowest level sinc3 early october [313] => average rate on a 30-year mortgage falls again, dips to lowest level since warly october [314] => average rate on a 30-year mortgage falls again, dips to lowest level since sarly october [315] => average rate on a 30-year mortgage falls again, dips to lowest level since darly october [316] => average rate on a 30-year mortgage falls again, dips to lowest level since rarly october [317] => average rate on a 30-year mortgage falls again, dips to lowest level since 4arly october [318] => average rate on a 30-year mortgage falls again, dips to lowest level since 3arly october [319] => average rate on a 30-year mortgage falls again, dips to lowest level since ezrly october [320] => average rate on a 30-year mortgage falls again, dips to lowest level since esrly october [321] => average rate on a 30-year mortgage falls again, dips to lowest level since ewrly october [322] => average rate on a 30-year mortgage falls again, dips to lowest level since eqrly october [323] => average rate on a 30-year mortgage falls again, dips to lowest level since eaely october [324] => average rate on a 30-year mortgage falls again, dips to lowest level since eadly october [325] => average rate on a 30-year mortgage falls again, dips to lowest level since eafly october [326] => average rate on a 30-year mortgage falls again, dips to lowest level since eatly october [327] => average rate on a 30-year mortgage falls again, dips to lowest level since ea5ly october [328] => average rate on a 30-year mortgage falls again, dips to lowest level since ea4ly october [329] => average rate on a 30-year mortgage falls again, dips to lowest level since earky october [330] => average rate on a 30-year mortgage falls again, dips to lowest level since earpy october [331] => average rate on a 30-year mortgage falls again, dips to lowest level since earoy october [332] => average rate on a 30-year mortgage falls again, dips to lowest level since earlt october [333] => average rate on a 30-year mortgage falls again, dips to lowest level since earlg october [334] => average rate on a 30-year mortgage falls again, dips to lowest level since earlh october [335] => average rate on a 30-year mortgage falls again, dips to lowest level since earlu october [336] => average rate on a 30-year mortgage falls again, dips to lowest level since earl7 october [337] => average rate on a 30-year mortgage falls again, dips to lowest level since earl6 october [338] => average rate on a 30-year mortgage falls again, dips to lowest level since early ictober [339] => average rate on a 30-year mortgage falls again, dips to lowest level since early kctober [340] => average rate on a 30-year mortgage falls again, dips to lowest level since early lctober [341] => average rate on a 30-year mortgage falls again, dips to lowest level since early pctober [342] => average rate on a 30-year mortgage falls again, dips to lowest level since early 0ctober [343] => average rate on a 30-year mortgage falls again, dips to lowest level since early 9ctober [344] => average rate on a 30-year mortgage falls again, dips to lowest level since early oxtober [345] => average rate on a 30-year mortgage falls again, dips to lowest level since early ovtober [346] => average rate on a 30-year mortgage falls again, dips to lowest level since early oftober [347] => average rate on a 30-year mortgage falls again, dips to lowest level since early odtober [348] => average rate on a 30-year mortgage falls again, dips to lowest level since early ocrober [349] => average rate on a 30-year mortgage falls again, dips to lowest level since early ocfober [350] => average rate on a 30-year mortgage falls again, dips to lowest level since early ocgober [351] => average rate on a 30-year mortgage falls again, dips to lowest level since early ocyober [352] => average rate on a 30-year mortgage falls again, dips to lowest level since early oc6ober [353] => average rate on a 30-year mortgage falls again, dips to lowest level since early oc5ober [354] => average rate on a 30-year mortgage falls again, dips to lowest level since early octiber [355] => average rate on a 30-year mortgage falls again, dips to lowest level since early octkber [356] => average rate on a 30-year mortgage falls again, dips to lowest level since early octlber [357] => average rate on a 30-year mortgage falls again, dips to lowest level since early octpber [358] => average rate on a 30-year mortgage falls again, dips to lowest level since early oct0ber [359] => average rate on a 30-year mortgage falls again, dips to lowest level since early oct9ber [360] => average rate on a 30-year mortgage falls again, dips to lowest level since early octover [361] => average rate on a 30-year mortgage falls again, dips to lowest level since early octoner [362] => average rate on a 30-year mortgage falls again, dips to lowest level since early octoher [363] => average rate on a 30-year mortgage falls again, dips to lowest level since early octoger [364] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobwr [365] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobsr [366] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobdr [367] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobrr [368] => average rate on a 30-year mortgage falls again, dips to lowest level since early octob4r [369] => average rate on a 30-year mortgage falls again, dips to lowest level since early octob3r [370] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobee [371] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobed [372] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobef [373] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobet [374] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobe5 [375] => average rate on a 30-year mortgage falls again, dips to lowest level since early octobe4 ) </h1> </body>