5 Social Security Claiming Options for Married Couples

Social Security used to allow someone who was entitled to both a retirement benefit and a spousal benefit — an auxiliary benefit one partner can receive based on the other’s earnings record — to choose one or the other if they had reached full retirement age (FRA). That way, you could draw a spousal benefit first, then shift to your …

https://www.aarp.org/retirement/social-security/info-2024/benefits-couple-strategies.html